Picking the right Medicare plan can feel hard. Clearstead Health explains your real choices in plain, everyday words.
Clearstead Health was built around one simple idea: learning about Medicare should be easy. Our licensed agents take the time to really listen — to your health needs, your budget, and your doctors — before ever talking about a plan.
We're not here to sell you something you don't need. We're here to help you understand what you can choose from, so you feel good about your choice.
Every plan we talk about is explained in plain, everyday words.
All-in-one plans that often include extra help like dental, vision, and hearing — many with a $0 monthly cost.
Also called "Medigap" — helps pay costs that Original Medicare doesn't, so surprise bills are less likely.
Part D plans help make sure your medicine is covered and affordable, based on what you actually take.
No rushed talks. No pressure to decide right away. You deserve to fully understand your choices before making a decision about your health care.
Every agent is fully licensed and trained just for Medicare.
Our help never costs you anything, no matter which plan you pick — or if you pick none at all.
No confusing words. We explain everything simply, the way you'd talk to a friend.
We look at your own doctors, medicine, and budget — not a plan made for everyone the same way.
Take your time. There's never a rush to decide anything.
Medicare questions don't stop after enrollment season, and neither do we.
Part A (hospital) and Part B (doctor visits) — what everyone starts with once they qualify.
Many people add a Medicare Advantage plan, a Supplement plan, or a separate drug plan on top of Original Medicare.
Plans and needs can change — it's a good idea to check your coverage once a year during open enrollment.
Original Medicare (Parts A and B) is run by the federal government. Medicare Advantage (Part C) is another choice offered by private insurance companies, often putting extra help like dental and vision into one plan.
Most people can sign up starting at 65. There's a window around your 65th birthday, and every fall (October 15 – December 7) anyone can make changes to their coverage.
It works alongside Original Medicare to help pay costs that Original Medicare doesn't fully cover.
Part D is drug coverage. It can be part of a Medicare Advantage plan or bought on its own alongside Original Medicare.
No — costs are different for each plan, company, and area. That's why it's worth checking your choices every year.