:root {
  --navy: #16324f;
  --navy-dark: #0e2338;
  --teal: #2e8b8b;
  --teal-dark: #206868;
  --text: #1f2937;
  --text-muted: #4b5563;
  --border: #e5e0d5;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: 'Segoe UI', Arial, Helvetica, sans-serif;
  color: var(--text);
  background: #ffffff;
  font-size: 19px;
  line-height: 1.65;
}
.container { max-width: 860px; margin: 0 auto; padding: 0 28px; }
a { color: var(--teal-dark); }
h1, h2 { font-family: Georgia, 'Times New Roman', serif; color: var(--navy); line-height: 1.3; }
h1 { font-size: 2.4rem; margin-bottom: 6px; }
h2 { font-size: 1.5rem; margin-top: 44px; margin-bottom: 14px; }
p, li { color: var(--text-muted); font-size: 1.05rem; }
ul { padding-left: 22px; }
li { margin-bottom: 8px; }

/* Nav (same as main site, no contact links) */
header.nav-wrap { background: #fff; border-bottom: 1px solid var(--border); }
nav.container { display: flex; align-items: center; justify-content: space-between; padding: 18px 28px; max-width: 1180px; flex-wrap: wrap; gap: 14px; }
.logo { font-family: Georgia, serif; font-size: 1.6rem; font-weight: 700; color: var(--navy); text-decoration: none; }
.nav-links { display: flex; gap: 26px; list-style: none; margin: 0; padding: 0; flex-wrap: wrap; }
.nav-links a { color: var(--navy); text-decoration: none; font-weight: 600; font-size: 1rem; }

.hero-strip { background: #ffffff; padding: 46px 0 40px; border-bottom: 1px solid var(--border); }
.updated { color: var(--text-muted); font-size: 0.95rem; }

.legal-body { padding: 46px 0 80px; }

footer { background: var(--navy-dark); color: #cfd8df; padding: 40px 0; font-size: 0.95rem; margin-top: 40px; }
footer .container { max-width: 1180px; }
footer a { color: #cfd8df; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-bottom: 14px; }
.disclaimer { color: #9fb0bc; font-size: 0.85rem; line-height: 1.7; border-top: 1px solid rgba(255,255,255,0.15); padding-top: 20px; margin-top: 14px; }

@media (max-width: 700px) {
  body { font-size: 17px; }
  .nav-links { display: none; }
  h1 { font-size: 1.9rem; }
}